SHK’s lawyers are frequently retained to negotiate and prepare the necessary documents to provide you with the best opportunity to secure a loan.
You may be looking to negotiate the following:
- Mortgage or other security agreement
- Loan agreement, facility letter, commitment letter or other loan agreement
- Personal guarantee
- Environmental agreement
- Indemnities
- Corporate resolutions of the directors of the borrower
- Opinions of counsel for the borrower
- Filings in public registries, such as the Land Title Office and the Personal Property Registry
Where a loan, whether secured or unsecured, is not paid when due, we assist you with your collection efforts, including:
- Acting as counsel in claims to obtain a judgment
- Collection procedures, such as garnishment of bank accounts, seizures of debtor’s property, court orders to secure property
- Mortgage foreclosure proceedings on real estate
- Enforcement of builders liens
- Enforcement of mechanics liens, or warehouse liens
- Companies’ Creditors Arrangement Act proceedings
- Bankruptcy and Insolvency Act proceedings